After A Storm, You Need A Public Claims Adjuster

With a powerful storm, the damage is often inevitable. During such a trying time, what should be equally as foreseeable is hiring a public claims adjuster. If your home sustained damage due to a weather-related concern, learn why hiring one of these professionals to assist you can be so beneficial.

Bypass Confusing Terminology

Yes, there is a lot of information that needs to be included within an insurance policy. However, some of the jargon and terminology used is confusing, which isn't by mistake. Unfortunately, some insurance companies make it hard for their clients to understand what their policy entails to deter them from filing a claim since they won't know if they're covered. 

Take flooding, for instance. Flood damage caused by water from rain, a body of water, or another natural source, often requires separate coverage. However, if a storm caused a tree limb to fall on your home, crack a pipe, and cause a flood, this incident doesn't generally fall into the same category as the type of flooding that requires separate coverage. 

The insurance company is banking on you not being able to tell the different instances apart. Public adjusters are insurance professionals, not only do they understand the terminology, they know how to apply it to your claim to improve the chance of your damage claim being successful. 

Responsible Claim Processing Times

If a storm blew off half of your roof, you don't have half a year to wait and hear back from the insurance company about whether or not they will pay for the repairs. You need a fast response so that you can move forward with the necessary repairs. 

Did you know that many state laws require insurance companies to respond or pay claims within a certain period? Some insurance companies will use different tactics to stretch out this timeframe, such as asking for additional information. 

Public claims adjusters don't just know about this time guideline, but they also know about stalling techniques. To help combat this problem, an adjuster can help you ensure the initial claim you submit is complete so that the insurance company has no choice but to process your claim as soon as possible without delay. 

Don't be scared to file a claim for damage, after all, it's why you have insurance. A public claims adjuster will be more than happy to guide you through the process and help you maximize your damage compensation. 

For further information, reach out to a local public insurance claim adjuster.

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