Proper healthcare is more important than ever. With a pandemic currently ravaging the country, affordable, accessible healthcare can save lives. If you live in California and don't currently have insurance due to your financial situation, you should look into Medi-Cal. Medi-Cal provides health insurance coverage for people with no or low income. Here are the three steps you need to take to start getting healthcare with Medi-Cal:
1. Find out if you're eligible.
Medi-Cal is a state service provided for people who cannot afford other forms of health insurance. In order to qualify for Medi-Cal, you must be a U.S. citizen or a legal resident. You must reside in the state of California and make under $17,609 per year, according to DHCS. People who are married or have dependents will have a higher income threshold. You may also qualify if you are pregnant or suffering from a disability. Save yourself time by researching eligibility requirements before starting your application.
2. Apply in the way that's easiest for you.
Many private insurers only accept new applicants during open enrollment periods. Fortunately, you can apply for Medi-Cal at any time. This is especially useful if you have suddenly suffered job loss, reduced wages, or a life circumstance that has made you unable to afford healthcare. Many people find it easiest to apply for Medi-Cal using an online application. If you don't have internet access or if you require assistance, you can fill out a paper application and submit it in person. You will need your social security number, proof of income, proof of California residence, and proof of citizenship or legal residence in order to apply.
3. Choose a healthcare provider in the Medi-Cal network.
If you're approved for Medi-Cal, you will receive an insurance card in the mail. This insurance card will allow you to receive treatment from participating healthcare providers. In order to get prompt care, you'll need to choose a primary healthcare provider. Before making your first appointment with your new doctor, make sure they accept Medi-Cal. You can find a list of Medi-Cal providers on the official website. You can also ask doctors if they participate in the Medi-Cal program when calling to make an appointment.
Healthcare is within your grasp. You don't need to go without it due to financial concerns. Look into Medi-Cal and start filling out your application today. Most applicants receive a decision within 45 days.
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